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RTGS / NEFT

RTGS - Real Time Gross Settlement JKSBL is the 5th Bank in the country amongst the Co-operative Banks to offer RTGS services. JKSBL has implemented this payment systems initiated by the RBI in the year 2004. Thus our customer can transfer their funds in hours time to INFINET (Indian Financial Network) member Bank branches across India.

NEFT - National Electronic Funds Transfer JKSBL has implemented NEFT payment systems initiated by the RBI in the year 2007. Thus our customer can transfer their funds on the same day to INFINET (Indian Financial Network) member Bank branches across India.


We glad to inform you that we have implemented Straight Through Processing (STP) for RTGS & NEFT at our branches. We are pleased to inform you that, we have automated the process of sending instant SMS of RTGS/NEFT payments.

The Benefits

  • JKSBL Customer will get SMS with UTR numbers without manual interference .

  • Data integrity for SMS (UTR Number, Amount, Type etc.) will be maintained .

  • RTGS Transaction - Customer will get instant SMS once UTR is received from RBI system.

  • NEFT Transaction - Customer will get instant SMS once batch is processed & UTR is received from RBI.

  • Customer need not take any follow-up with Branch staff & subsequently follow-up of  Branch to Treasury is avoided. Saving lot of time in follow-up.

  • To get automated RTGS/NEFT transactional SMS, customer has to register for SMS Banking.

RTGS / NEFT Code

Branch IFS Code RTGS / NEFT District MICR Code
Andheri (W) JSBL0000017 Mumbai 400105017
Antop Hill JSBL0000014K Mumbai 400105014
Bhandup JSBL0000006 Mumbai 400105006
Borivali (W) JSBL0000022 Mumbai 400105022
Chembur JSBL0000011 Mumbai 400105011
Dadar JSBL0000020 Mumbai 400105002
Fort JSBL0000002 Mumbai 400105020
Ghatkopar-E JSBL0000026 Mumbai 400105026
Ghatkopar-W JSBL0000008 Mumbai 400105008
Juhu JSBL0000004 Mumbai 400105004
Kalbadevi JSBL0000025 Mumbai 400105025
Kannamwar JSBL0000016 Mumbai 400105016
Khar JSBL0000012 Mumbai 400105012
Malad JSBL0000013 Mumbai 400105013
Mulund-E JSBL0000015 Mumbai 400105015
Mulund-W JSBL0000007 Mumbai 400105007
Panvel JSBL0000023 Raigad 400105023
Panvel Extn JSBL0000028 Raigad 400105028
Sahar JSBL0000010 Mumbai 400105010
Sakinaka JSBL0000019 Mumbai 400105019
Shivaji Park JSBL0000021 Mumbai 400105021
Sindhi Society JSBL0000018 Mumbai 400105018
Sion JSBL0000005 Mumbai 400105005
Thane JSBL0000024 Thane 400105024
Vashi JSBL0000027 Thane 400105027
Vikhroli JSBL0000003 Mumbai 400105003
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