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  • Purpose
  • Eligibility
  • Quantum Of Finance
  • Security
  • Repayment
  • Documents


  To provide security based finance with reduced paper work and simplified procedure to
  the small traders/ service sector.

Share Subscription As applicable
* Terms and conditions apply 

  Guarantors : Two


    Traders of high repute, grain dealers distributors of domestic appliances, dealers
    in consumer goods, automobile etc. and Service Sector like travel tourism agencies,
    cyber cafes, hotels etc.

 


  Cash Credit Rs.5.00 lacs and above, Term loan upto Rs.10.00 lacs.

 

  Primary

Cash Credit Hypothecation of stock/book debts

  Term Loan

Hypothecation of Plant & Machinery purchased out of loan

Equitable Mortgage of office premises / gala.

  Collateral ( Minimum 50% of the limit )

Pledge of FDR, NSC's Govt. Bonds, LIC Policy etc.

 

 For Cash Credit : Yearly review
 For Term Loan : 60 months

No pre-payment penalty.
Prepayment Charges – Not applicable
For ROI please contact nearest branch

 

Last 3 years audited balance sheet/income expenses statement of the shop firm/company.
Last 3 years income tax returns copies of owner/proprietor.
    Partner/director/shop establishment license/permit/sales tax returns.
List of suppliers (Creditors).Partner/director/shop establishment license/permit/sales
    tax returns.
Attested Xerox copy of Ration card / PAN card / Electricity Bill / Telephone Bill.
Stock and book debt statements for last month. (format to be given by Bank).
Passport size Photographs.
Any other documents required by the Bank.



Regd. Off :

Vivek Darshan, 140, Sindhi Society, Chembur, Mumbai - 400 071. India.
Tel: 91-22-2522 2582 | Fax: 91-22-2523 0266 | E-mail: jksbl@jksbl.com

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