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Janvidya Education Loan
• For Higher Education in India/ Abroad
• For Vocational Education and Training
• Maximum loan amount:
   a) Study in India: 10.00 lacs
   b) Studies in Abroad 20.00 lacs
• For Loans up to 5.00 lacs– Repayment period upto 8 years including Moratorium Period.
• For Loans above 5.00 lacs– Repayment period upto 10 years including Moratorium Period
• • Moratorium Period:
   a) For Higher Education:
       Course period + 1 year or 6 months after getting job, whichever is earlier.
   b) For Vocational Education & Training:
       For courses of duration upto 1 year – Course period + 6 months
       For courses of duration above 1 year – Course period + 12 months
• Security required
   a) Up to 5.00 lacs: Nil
   b) Above 5.00 lacs: 100% of loan amount
 
  • Purpose
  • Eligibility
  • Quantum of Finance
  • Security
  • Repayment
  • Documents
 

  Loan for expenses towards higher studies in India /abroad.

* Terms and conditions apply 

 
 

 Indian National with, Secured admission to a course / University / Institutions
  through Selection / Entrance / on payment seat .

 
 
Study in India: 10.00 lacs
Study in abroad: 20.00 lacs
 
 

• Upto 5.00 lac :NIL
• Above 5.00 lac: 100% of loan amount
• Guarantors : One competent guarantor acceptable to the bank. (Parents will be taken as Co-borrowers)
• Share Subscription As Applicable.

 
 

• For Loans up to 5.00 lacs – Repayment period up to 8 years including Moratorium Period.
• For Loans above 5.00 lacs – Repayment period up to 10 years including Moratorium Period
For ROI please contact nearest branch

 
 

• Loan Application Form in prescribed format.
• One passport size photograph(KYC Documents) .
• Address Proof
• Identity Proof
• Salary/Income details of parents/ students(if any)
• Necessary Admission Documents and Academic Record Proof
• Net worth forms
• Attested photocopies of mark-sheet of X, XII and/or qualify examination,
   School/college leaving cert.etc.
Certificate/Proof from college/institution about admission to the course
   which loan is required.
• Documentary proof from college/institution about duration of course and eligible
   expenses to be incurred
• Any other documents required by the Bank.

 
 

 Loan Application Form in prescribed format.
 One passport size photograph.
 Address Proof
 Identity Proof
 Salary/Income details of parents/ students(if any)
  Net worth forms
  Attested photocopies of mark-sheet of X, XII and / or qualify examination, School
  / college leaving cert.etc.
  Certificate/Proof from college/inst about admission to the course which loan is required.
  Documentary proof from college/inst. about duration of course and eligible expenses to be incurred



 

Regd. Off :

Vivek Darshan, 140, Sindhi Society, Chembur, Mumbai - 400 071. India.
Tel: 91-22-2522 2582 | Fax: 91-22-2523 0266 | E-mail: jksbl@jksbl.com

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