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Term Deposits
Loan & Advances
RTGS & NEFT
Online Tax Payment
SMS banking
JAN-BillPay
Interest Rate on Loans & Advances
  • Interest Rates on Loans & Advances

Type of Advance

Rate of Interest (% p.a.)

Business Loans

12.50% p.a. to 16.50% p.a.

Mortgage loan/OD/ Loan

Max. 16.50%

  • Personal Banking Products

Type of Advance

Rate of Interest (% p.a.)

JANA-PRO Loan

11.50% p.a.

Jannivas B (House Repair)

16.00% p.a.

Janadhar (Personal Loan)

16.00% p.a.

Jannivas (Housing Loan)
Upto 70.00 lakhs
upto 240 months

9.50% p.a.

Jan Vyapar

15.50% p.a.

Mortgage Loans
(TO INDIVIDUALS)
(OTHERS)


15.50% p.a.
12.50% p.a. to 16.50% p.a.

Gold Loan

12.50% p.a.

Educational Loan
Upto 5.00 lac
Above 5.00 lac

For girl student:further reduction of 0.50% will be given


13.00% p.a
12.00% p.a



Advance against Shares

17.00% p.a.

Udyogini

12.00% p.a.

Vehicle Loan
New Four Wheeler (For Personal Use)
New Four Wheeler (For Commercial Purpose)
Second Hand Four Wheeler
New Two Wheeler


9.50% p.a.
13.50% p.a.
15.00% p.a.
14.00% p.a.


  • Advance against Govt Security / Deposits

Type of Advance

Rate of Interest % p.a.

Demand loan/ OD against Gov. security/LIP

12%

JANVYAPAR

15.50%

Loans/ Overdrafts against Term deposits Depositor Borrower

+1% above Deposit
Rate of interest

3rd Party Borrower

+2% above Deposit
Rate of interest

Against ATY/TTBY Department Depositor Borrower only +1% above Deposit
Rate of interest or Min. 10.00%

Concession in rate of interest and the extent thereof is considered on case to case basis on me

Regd. Off :

Vivek Darshan, 140, Sindhi Society, Chembur, Mumbai - 400 071. India.
Tel: 91-22-2522 2582 | Fax: 91-22-2523 0266 | E-mail: jksbl@jksbl.com

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