toggle menu
toggle menu

Service Charges:

ATM Transactions

DETAILS

OUR (JKSBL)ATM
USAGE

OTHER ATM USAGE
CHARGES

OTHER ATM
USAGE

FREE RANSACTIONS

SAVING ACCOUNTS
Financial
Cash Withdrawal

Per Day / Per Transactions
NIL Rs. 20/-
Per Transactions
Either Financial & / or
Non-financial



Maximum
5
Transactions
Per Month
Non-Financial
Non-Financial
Balance Inquiry
Mini Statement Etc.
NIL Rs. 10/-
Per Transactions
CURRENT ACCOUNTS Financial
Cash Withdrawal

Per Day / Per Transactions
NIL Rs. 25/-
Per Transactions
Either Financial &/or
Non-financial

No Free Transactions


All transactions are Chargeable
Non-Financial
Balance Inquiry Mini Statement Etc.
NIL Rs. 10/-
Per Transactions

Cheque Book Issue

Particulars
Charges









CHEQUE BOOK ISSUE CHARGES
Saving:
  • Two chequebook of 30 leaves each will be issued free of cost for each financial year.
  • For additional cheque book Rs.2.50 per leaf i.e. Rs.75.00 for 30 leaves cheque Book will be charged.
Special Saving:
  • Three chequebook of 30 leaves each will be issued free of cost for each financial year.
  • For additional cheque book Rs.2.50 per leaf i.e. Rs.75.00for 30 leaves cheque Book will be charged.

Current/CC/OD/ODDEP:

  • Rs.3.00 per leaf i.e. Rs.135.00 for 45 cheque leaves will be charged.
  • Rs.5.00 per cheque leaf with voucher (Minimum quantity 450)
  • Rs.10.00 per leaf for Post Dated Cheque to all above product.

Special Current
As per Gold and Platinum Scheme. The details about the scheme is available with Branch Officials

STOP PAYMENT 
CHARGES
  • Saving:
    Rs.50.00 Per Instrument Maximum Rs.400.00
  • Current/CC/OD/ODDEP:
    Rs.100.00 Per Instrument Maximum Rs.600.00
STOP PAYMENT 
CHARGES in case of loss of complete Cheque Book
  • For all Saving Bank Account products Rs.400.00 per book (30 leaves)
  • For all Other Account products Rs.600.00 per book (45 leaves)
CHEQUE RETURN  
CHARGES (Inward)
  • Saving:
    Rs.150.00 plus 18% p.a. interest on cheque amount.
  • Current/CC/OD/ODDEP:
    Rs.250.00 plus 18% p.a. interest on cheque amount.
CHEQUE RETURN  
CHARGES (Outward)
  • Saving:
    Rs.75.00 per instrument
  • Current/CC/OD/ODDEP:
    Rs.100.00 per instrument.
  • Term Loan (PDC):
    Rs. 250.00 per instrument
ECS Return Charges (Inward)

  • Saving:
    Rs.150.00 plus 18% p.a. interest on amount.
  • Current/CC/OD/ODDEP:
    Rs.250.00 plus 18% p.a. interest on amount.
Issue of Loose Leaf Rs.10.00 per Leaf

(*) All above charges are exclusive of service tax

Demand Draft Issue

Demand Draft Issue Charges
  • Rs.2.00 per thousand Minimum Rs.25.00
    Maximum Rs.15000.00 drawn on HDFC Bank.
  • In case of another Bank, Rs.100.00 per draft plus other Bank charges.

Issue of Duplicate Demand Draft

Issue of Duplicate Demand Draft Rs.100.00 Per Demand draft.

Revalidation of Demand Draft

Revalidation of Demand Draft Rs.100.00 Per Demand draft.

Cancellation of Demand Draft

Cancellation of Demand Draft Rs.100.00 Per Demand draft.
(*) All above charges are exclusive of service tax
 

Loan Related

Type Of Charges

Particulars

Charges

Loan Processing Charges Excluding ODDEP/DEPLN/Mortgage Loans :
New / Additional Limits 0.70% of Sanctioned Limits
Renewal of Existing Limits 0.35% of Sanctioned Limits
Mortgage Loans :
Mortgage Term Loan 1.00% of Sanctioned Limits
New / Additional Mortgage Overdraft 1.00% of Sanctioned Limits
Renewal of existing Mortgage Overdraft 0.70% of Sanctioned Limits
Bank Guarantee Commission
  • 3.00% p.a.
  • 2.00% p.a. in case of 100% Cash Margin
  • Plus Rs.250.00 Service Charges.
Letter of Credit Inland

2.50% p.a. plus Rs.250.00 Service Charges.

Issuance of Solvency Certificate
(Amount in Rs.)
Upto 1,00,000/- 570.00
1,00,001 to 10,00,000/- 0.30% of the amount Minimum 570.00
Above 10,00,000/- 0.20% of the amount Minimum 3000.00
Drawing against Unclear Effects
  • Saving & Current:
    18% p.a. interest on cheque amount.
  • CCHYP/CC/OD/ODDEP:
    3.25% over the regular interest rate.
Bill Discounting under L/C

Rs.1250.00 handling charges per bill

Bill Discounting not under L/C
(Amount in Rs.)
Commission:
Upto 5,000/- 50.00
5,001/- to 10,000/-
75.00
Above 10,001 6.00 per thousand
Minimum 75.00

RTGS & NEFT Charges

Value Band REVISED NEFT CHARGES PER TRANSACTION. W.E.F. 01.01.2014
( in Lakh)
REVISED RTGS CHARGES PER TRANSACTION. W.E.F. 01.01.2014
( in Lakh)
NEFT
TIME SLOT NOT APPLICABLE Charges from 9.00 hours to 12.00 hours Charges after 12 hours to 15.30 hours Charges after 15.30 hours to 17.30 hours. Charges after 17.30 hours
Up to 1 Lakh 5.00 NOT APPLICABLE
1 to 2 Lakhs 15.00 NOT APPLICABLE
Above 2 Lakhs to 5 Lakhs NOT APPLICABLE 25.00 26.00 30.00 35.00
Above 5 Lakhs NOT APPLICABLE 50.00 51.00 55.00 60.00

Note Counting

For Cash Withdrawal
Saving
For Home Branch -NIL
For ABB Branch -

Upto Rs.25000/- NIL
Rs.25001 to Rs.2,00,000/- Rs.100.00 plus Rs.1.00 per thousand or part thereof

Current/CC/OD/ODDEP
For Home Branch - NIL
For ABB Branch Transaction

Upto Rs.25,000/- NIL
Rs.25,001/- to 2,00,000/- Rs.125.00 plus Rs.1/- per thousand or part thereof

For Cash Receipts
Saving
For Home Branch

Upto Rs.1,00,000/- NIL
Above Rs.1,00,000/- Rs.50.00 plus Rs.1/- per thousand or part thereof

For ABB Branch

Upto Rs.50,000/- NIL
Above Rs.50,000/- Rs.100.00 plus Rs.1.00 per thousand or part thereof

For Cash Withdrawal
For Home Branch

Upto Rs.1,00,000/ NIL
Above Rs.1,00,000/- Rs.75.00 plus Rs.1.00 per thousand or part thereof

For ABB Branch

Upto Rs.1,00,000/- Rs.100.00 plus Rs.1.00 per thousand or part thereof
Above Rs.1,00,000/- Rs.125.00 plus Rs.1.00 per thousand or part thereof
(*) All above charges are exclusive of service tax

Follow us